My secret for saving your skin and wallet is apparently quit a secret. I know this because the woman who helps me take showers after hospital visits has never, in her decades of showering people and raising kids, seen anyone else do what I came up with while working and actually trying to save time in the morning. (Thus this is a time saver as well.) Just take your hair conditioner and put it on your legs to shave instead of buying shaving cream. Then when you are almost done showering, take this same conditioner (which is hopefully the $2 brands) and rub it over your body. Do a quick rinse. No need to use expensive, or even inexpensive body lotion after you get out. Your pours are open in a hot shower so this helps the skin absorb the lotion.
Voila, you are ready to start your day fresh with smooth skin!